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All Risks
Takaful House provides coverage as follows:
- Third Party cover
- Indemnity to the participant for the loss or damage to his the vehicle or its spare parts arising out of following events :
(i) By accident or accidental collision or overturning consequent upon mechanical breakdown or consequent upon wear and tear.
(ii) By fire, external explosion, self ignition, lightning or thunderbolt.
(iii) Burglary or theft
(iv) By malicious act of any third party.
(v) Whilst in transit (including the process of loading and unloading incidental to such transit) by road, rail, inland waterway, lift or elevator, relating to the said transportation.
Additional Cover provided (only applies to Comprehensive cover only)
(i) Windscreen and/or car's electronics devices cover
(ii) Personal Accident benefits (up to AED. 75,000)
(iii) Medical Expenses (up to AED. 3,000)
Territorial limits countries
Protected no claim discount
Agency repair
Strike, Riot and Civil Commotion
(ii) Flood, typhoon, storm, hurricane, volcanic Eruption landslide, landslip, tempest and earthquake or other convulsion of nature.
(iii) Legal liability to Passengers (may also be considered for Third Party Cover)
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